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This Privacy Policy became effective in September 2020 and was last updated in July 2018.

fastinsuranceusa.com and its affiliated companies share a high commitment to protecting the privacy of our customers and the security of all confidential information entrusted to us. This privacy statement provides details about the information we collect about you, how we use it, and how we protect it. It also provides information about your rights.

If you have any questions about how we handle your information, please contact our privacy team at contact@fastinsuranceusa.com.

This Privacy Policy is designed to inform you of our practices regarding the collection, use, and disclosure of information that you may provide to this website. Please be sure to read this entire Privacy Policy before using or submitting information to this website. This website is for use by residents of the United States.

Scope of our Privacy Policy

Your privacy and the security of your personal information are very important to us. We want you to be as comfortable as possible when visiting the fastinsuranceusa or using any of our products, offers, features, tools or resources that we offer on this Website (known collectively as our “Online Products”). We are committed to protecting the privacy of people who visit our Website and who use our Online Products. This Privacy Policy governs this Website and explains how we collect your personal information on this Website, how we protect that information, and the choices you have regarding the use of such information. This privacy notice applies to anyone who interacts with us regarding our products and services in any way (for example, by email, through our Website, by phone, through our app). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as fastinsuranceusa (also referred to as “fastinsuranceusa”, “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties’ through our Website, by phone, through our application). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as fastinsuranceusa (also referred to as “fastinsuranceusa”, “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties. through our Website, by phone, through our application). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as fastinsuranceusa (also referred to as “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties.

We are not responsible for the privacy of any information that you disclose or post in any public forum (such as forum or chat) or through the “Public Profile” feature available on this Website, or for the privacy practices of the websites that are managed or owned by third parties.

We may amend this Privacy Policy from time to time. We will post any changes to this Privacy Policy here, so you will always know what information we collect, how we might use that information, and whether we will disclose that information to anyone. Please check this Privacy Policy regularly. By using this Website or any of our Online Products, or by choosing certain uses of Personally Identifiable Information (“PII”), you agree to the terms of this Privacy Policy as displayed here.

If you have any questions regarding this Privacy Policy, please direct them to contact@fastinsuranceusa.com.

 

Notice to California Residents – Your California Privacy Rights:

Effective January 1, 2005, under California Civil Code Section 1798.83 (known as the ” Shine the Light(1) by having a published privacy policy not to share a customer’s personal information for third party direct marketing use unless the customer has first affirmatively decided to share it OR a published privacy policy not to share personal information from a customer for third party direct marketing use if the customer has chosen not to share it to prevent their personal information from being shared for direct marketing use; AND (2) by notifying the client of their right to choose not to share the information and providing a cost-free means for the client to exercise that right.

Any request for a disclosure required under this law should be sent to us via email at contact@fastinsuranceusa.com. Please note that under this law, we are not required to respond to a client’s request more than once in a calendar year, nor are we required to respond to any request that is not sent to the designated email address. previously.

What information about me is collected on the fastinsuranceusa Website?

Summary. We collect personal information in connection with the products and services we offer.

We collect three types of information: personally identifiable information, aggregated and anonymous information, and user activity information.

Before collecting your personal information, we will ask for your consent to such data collection. You can withdraw that consent at any time; however, by doing so, we will no longer be able to provide you with a product or service that has your permission. For more information, see “Choosing Not to Participate” below.

Personally Identifiable Information

Personally Identifiable Information (or “PII”) is any information that can identify or is linked to a specific individual, such as name, email address, phone number (including cell phone number), email address, credit card number, number debit card, bank account number, and other financial account information, date of birth, gender, occupation, personal interests, demographic information, location and household information, etc. We collect that PII as long as you voluntarily provide it to us. For example, we may collect your PII (to the extent permitted by law): 1) when you sign up for one of our products or services, such as when you join one of our online communities (including the social media areas of our Website and on related pages on third-party social media sites); (2) when you join one of our mailing or contact lists; (3) when you register to participate in any event that we sponsor (such as a contest, lottery, giveaway, promotion, survey, concert, festival, community fair, etc.); (4) when you do a transaction with us, such as ordering one of our products through our online store; (5) when you use or interact with a product or service offered on our Website or on a linked site; (6) when you provide or share information using a product or service on our Website or a linked site; (7) when you submit information through a message, chat, blog, post or similar functionality using a product or service from our Website or from a linked site; (8) when you create, share or link your personal profile using a product or service on our Website or a linked site, including linking or associating your profile on a third party site or platform with your fastinsuranceusa account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as share or link your personal profile using a product or service from our Website or a linked site, including linking or associating your profile on a third-party site or platform with your fastinsuranceusa account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as share or link your personal profile using a product or service from our Website or a linked site, including linking or associating your profile on a third-party site or platform with your fastinsuranceusa account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as”Identification Activity” ).

Your participation in an Identification Activity is optional. However, if you choose to participate in an Identification Activity, we may ask you for certain PII. Depending on the activity, some of the information that we ask you to provide may be identified as mandatory and may be identified as optional. If you do not provide the required information for a particular Identification Activity that requires it, you will not be able to participate in that activity. In addition, if you use our Website or a linked site to send information to another person (such as a friend or family member, etc.), we will also collect PII from that other person to the extent that you disclose it. We also collect the username and password of the email account from which you want to import your contacts, for example,

Aggregated and Anonymous Information (hereinafter “IAA” ) is any information that cannot be identified or linked to a particular individual. For example, we may collect anonymous group data (such as demographics, media habits, online browsing habits, interests and preferences, etc.) about viewers and listeners of our television and radio shows, participants in our sponsored events and activities. , users and members of our Website or a linked site, etc. (hereinafter collectively referred to as “our Audiences”). We also collect aggregate data on traffic that belongs to our Website or a linked site, such as: the total number of visits to a page in a given period of time; total impressions per ad; the average time visitors spend on our Website or a linked site (or a portion of it) each time they visit it; the average time visitors spend on each page in one or more parts of our Website or a linked site; the percentage of visitors from a certain geographic area, etc. In addition, we may combine “User Activity Information” (as described below) about you and other users of our Website or a linked site to generate aggregate information that reflects activities, habits, preferences, interests, etc., of our users as a group. We also collect location-based information such as zip code, city, and state name. Additionally, we may take PII and make it non-personally identifiable, for example by aggregating your information with other individuals’ information or removing personally identifiable items (such as names) to “anonymize” or “depersonalize” your information.

The User Activity Information (hereinafter “IAU”) refers to the information we collect about user activities on our Website or on a linked site. For example, our web servers automatically collect and record “clickstream data” from all visitors to fastinsuranceusa.com, such as IP addresses (which are numbers that are automatically assigned to computers and devices. mobile phones when browsing the internet), page requests, pages visited, content viewed, clicks and search queries made, etc. We also use cookies and similar technologies to collect IAU on our Website or a linked site (for more information, see the section on cookies below). If and to the extent we use any IAU in a way that identifies a specific user individually (for example, if we link or associate that information with a user’s name or address), we will treat it as PII. Otherwise, the entire IAU will be treated as IAA.

Privacy Protection Principles (Safe Harbor Privacy Principles)

fastinsuranceusa.com conforms to the US and EU Protection Framework, and the US and Swiss Protection Framework, as outlined by the US Department of Commerce, regarding the collection, use and retention of the personal information of the member countries of the European Union and Switzerland. fastinsuranceusa.com has certified that it adheres to the Safe Harbor Privacy Principles of notification, choice, onward transfer, security, data integrity, access and compliance. For more information on the Safe Harbor program, and to view the fastinsuranceusa.com certification, please visit (www.export.gov/safeharbor).

Non-Personal Identification Information

Where, how and when is information collected on this Website (including through cookies and action tags)?

We may collect your information (including PII) in different ways and at different places and times on this Website, such as when you register on this Website or enrol in one of our Online Products. Here is a description of the main areas and/or ways in which we collect information about you.

Become a Registered Member and Enrollment

To gain access to certain Online Products on our Website, such as chat rooms, forums, Consultations platforms, diet tools, and food databases, you must first complete certain steps to become a registered user or a registered user. subscriber. During those steps, you may need to provide us with information (including PII) such as name, zip code and email address, and if you enrol in one of our Online Products, credit card and billing information. This information is used to help us understand who uses this Website, to improve this Website and our Online Products, to contact users about the Online Products requested, or for enrollment billing purposes.

Public Forums and the Public Profile Feature

We offer public forums such as chat rooms, forums, newsletters, recipe exchanges or similar activities where you and other users of this Website can communicate with each other. In addition, we offer the “Public Profile” feature on this Website to allow you to share information about yourself (including, if you choose, Personally Identifiable Information) with others. THIS PRIVACY POLICY DOES NOT PROTECT YOU WHEN YOU USE OUR PUBLIC FORUMS OR PROVIDE INFORMATION (INCLUDING PERSONAL IDENTIFICATION INFORMATION) ABOUT YOURSELF THROUGH THE PUBLIC PROFILE FEATURE AVAILABLE ON THIS WEBSITE. You should take into account that any information shared in a public forum such as a chat room, forum, newsletter or recipe exchange or through the Public Profile feature is public information and may be viewed or collected by third parties that do not adhere to our Privacy Policy. You should consider carefully before releasing any information in any public forum, or through the Public Profile feature, on this Website.

Emails to fastinsuranceusa.com

This Privacy Policy does not protect you when you send business information, ideas, concepts or inventions to fastinsuranceusa via email. If you want to keep business information, ideas, concepts or inventions private or proprietary, please do not email them to fastinsuranceusa. We try to answer each email in a timely manner, but we cannot always do so.

Does this Website collect information from children under 13 years of age?

We are committed to protecting the privacy of children. This Website is not designed for or directed to children under the age of 13. We do not collect PII from anyone we know who is under 13 years of age. We urge all parents or guardians to participate in their children’s internet exploration and to teach their children how to protect their personal information while online.

Note: We recognize the importance of protecting the privacy and safety of children. Our Website and our services are aimed primarily at the general audience and are not directed at children. We do not knowingly collect information about children under the age of 18; however, in certain cases, we may collect information, but we will ensure that parental consent is obtained in advance.

What does this Website do with the information it collects?
What we do with the information

Summary. We process your personal information for the purposes set out in this privacy policy. We have also established some legal grounds that allow us to process your personal information (these depend on which category of personal information we process). In general, we process standard personal information, if this is necessary, to provide the services set out in a contract, if it is in our own legitimate interest or that of third parties or if required and permitted by applicable law. Please see below for more information on this topic and the reasons why we may need to process special category information.

As a general rule, we use the information (IIP and IAA) collected from and/or about our Audiences to improve our products and services in a way that appeals to as many people as possible, to administer and maintain the operations of our Website. or from linked websites, to offer, market and advertise products and services (including those of third parties external to fastinsuranceusa with whom we do business (hereinafter collectively referred to as ” our Business Partners” )) to our Audiences, to administer and manage transactions and relationships with our Audiences, to personalize user experiences for our Audiences, and to foster a strong community for our Audiences.

What do we do with the information?

Our use of PII.If you provide us or one of our sales agents (as defined in Section 4), Business Associates (as defined in Section 4) or Third Party Service Providers (as defined in section 4 below) in In connection with an Identification Activity, we (and/or such Sales Agent, Business Partner or Third Party Service Provider) will use the information to process, administer, manage and communicate with you in connection with the Identification Activity. For example: (1) if you register for an account on our Site, we use your information to establish and administer and maintain your account, as well as to communicate with you in relation to it, (2) if you register to participate in any of our contests or sweepstakes, We will use your information to process your entry and to run and administer the contest or sweepstakes (which includes contacting you if you win), (3) if you send us a request or inquiry, we will use your information to contact you in this regard; (4) if you order a product or service on our site or through the Drug Discount Program, we use your information to process and fulfill your order, to communicate with you about it, and to provide customer service; (5) If you use one of our Sites to send information about a product or service to another person (for example, to a friend, relative, etc.), we will use that other person’s PII to enable you to receive the information you requested. send you, and (6) if you provide us with your email or postal address, We may use that address to send notices of a transactional, administrative or relationship nature or those required by law, such as the notification of a substantial change in this Privacy Policy and/or in our Terms of Use and/or Terms of Sale, a notice of a security breach, actual or suspected, affecting information stored by or for us, public relations announcements, etc. We may also use your PII for advertising and direct marketing purposes. For example, we may send you email or direct mail messages about products and services, special offers, promotions, etc. In addition, we may use your PII to serve advertisements of interest (that is, advertisements that are potentially relevant or consistent with your interests) on our Site. In the same way, we can use your PII to provide you with a better consumer experience. For example, if you purchase products through the Drug Discount Program, we may use your UAI to determine the types of products and services that might interest you and then arrange to advertise the same or similar products and services. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. For example, if you purchase products through the Drug Discount Program, we may use your UAI to determine the types of products and services that might interest you and then arrange to advertise the same or similar products and services. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. For example, if you purchase products through the Drug Discount Program, we may use your UAI to determine the types of products and services that might interest you and then arrange to advertise the same or similar products and services. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. We may use your UAI to determine the types of products and services that might interest you and then arrange to send you advertisements for the same or similar products and services. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. We may use your UAI to determine the types of products and services that might interest you and then arrange to send you advertisements for the same or similar products and services. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. We may also use your PII to locate and resolve problems, resolve disputes, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy. We may also use your PII to locate and resolve problems, resolve conflicts, perform administrative tasks, communicate with you, enforce our agreements with you, including the Terms of Use and this Privacy Policy, comply with applicable law, and cooperate with activities. of law enforcement. Additionally, we may share PII with others, as provided in Section 4 of this Privacy Policy.

Our Use of Information

Transactional, Administrative and Customer Relationship Purposes- If you provide us with information in connection with an Identification Activity, we will process and use your information for all purposes related to that activity, including communicating and interacting with you in connection with your activity, for example, when you participate in an Identification Activity (as defined by IIP). Additionally, if you provide us with your email address or mailing address, we may use that address to send you notifications of a transactional, administrative or relationship nature at any time, even if you later decline, or as required by law, as a notification of a material change to this Privacy Policy and/or the Terms of Use of this Website or the linked sites,

Marketing advertising purposes

(1) Interest-based advertising on our Website or linked sites:We may use your PII and your IAU to serve you advertisements based on your interests (for example, advertisements that are potentially relevant or personalized according to your interests), about products and services from fastinsuranceusa and/or from our Business Partners. For example, we may display advertisements in and/or in conjunction with the videos you watch on fastinsuranceusa.com. Sometimes those ads are based on the themes or content of the videos you are watching. However, to make those ads as relevant as possible to you, we may infer what you are interested in watching based on the videos you have previously viewed on fastinsuranceusa.com, and we may use this information to associate your browser with relevant categories of interests. and show you advertisements relevant to your inferred interests. For example, if what you have seen previously on fastinsuranceusa.

(2) Email Marketing: If you provide us with your email address or your mailing address (for example, by joining one of our mailing lists), we may use that address to send you offers of products and services, promotions and announcements from us and/or our Business Partners. See Choosing Not to Participate at the bottom to choose not to participate in our email marketing.

(3) Telemarketing: if you provide us with your telephone or cell phone number, we may call you to inform you about product/service offers, promotions and advertisements from us and/or our Business Partners. See Choosing Not to Participate at the bottom to choose not to participate in our telemarketing.

(4) Marketing via mobile devices, Subject to your PRIOR CONSENT WHEN CHOOSING TO PARTICIPATE, we may (1) send you marketing messages and announcements via SMS (short service message), MMS (multimedia service message). ), etc., to your mobile device and/or (ii) send marketing emails and advertisements to your wireless email account (for example, XYZ@att.mobile.net ), to inform you about product/service offerings, promotions and announcements from us and/or from our Business Partners. See Choosing Not To Participate at the bottom to choose not to participate in our mobile marketing (in case you wish to choose not to participate in our future use of your information for mobile device marketing after you have previously consented to such use).

NOTE: The Federal Communications Commission has published a list of domain names used by wireless service providers to transmit emails to wireless devices here. Wireless service providers must add new domain names to this list within 30 days of activating them. If your email address contains a domain name found in this list (after the “@” symbol), then we will treat your email as a wireless email. However, the mere fact that you can receive emails from your regular Internet email account on your mobile/wireless device does not make your internet email address a “wireless” email address.

(5) Market Research Purposes: We may use the IAA (including the IAU and IAA derived from the IIP) to carry out market research and analysis, for ourselves and for our Business Partners.

Disclosure to Third Parties Outside of fastinsuranceusa.com

(1) Disclosure to our Business Partners: We may disclose, sell and otherwise provide the IIP, IAA and/or IAU to our Business Partners so that they can market and advertise their products and services directly to our Audiences. See Choosing Not to Participate at the bottom to choose not to participate in having that information shared.

However, please note that noWe knowingly discloses or sell any of the following information (if and to the extent that we collect it) to our Business Partners for their separate marketing and advertising purposes (except with your prior consent when choosing to participate): credit card number, debit card number, bank account number, or other financial account information; Social Security numbers, or other government-issued identifiers; personal health and medical information; information about personal sexual behaviour or orientation; information on children under the age of 13 at the time it was collected; “Sensitive Information” ).

In addition, from time to time we may co-sponsor events and/or product/service offerings with third parties. If you participate in those co-sponsored events or offers, any PII and IAU that we collect from you based on your participation may be shared with our co-sponsors, who may use such information for their own marketing and advertising purposes. YOU SHOULD CONTACT OUR CO-SPONSORS DIRECTLY TO CHOOSE NOT TO PARTICIPATE IN YOUR USE OF YOUR INFORMATION FOR MARKETING AND ADVERTISING PURPOSES.

(2) Disclosure to our Service Providers: We may disclose PII and IAU to our providers and contractors who need access to such information to perform services (including, but not limited to, transaction/payment processing, order fulfillment, administration of contests/lotteries and prize giving, data research and analysis, data collection and processing, data storage, data security, hosting and technical support of our Website and linked sites, and marketing and advertising support) for we (hereinafter collectively referred to as “our Service Providers”). In general, we require our Service Providers to use the information we share about you exclusively for the purposes of performing services for us and to maintain the confidentiality, security and integrity of such information and not to disclose the information to others.

(3) Disclosure under other circumstances:We may disclose PII and IAU to others if doing so is required by law or if we believe in good faith that it is reasonably necessary to: (1) comply with legal process (including a court order or subpoena); (2) cooperate with law enforcement authorities; (3) enforce this Privacy Policy and/or the Terms of Use of our Website or linked sites; (4) respond to an emergency, or (5) protect the rights, property, or safety of fastinsuranceusa, one or more members of our Audiences, and/or the public. Additionally, we may transfer PII and IAU as part of our assets if we (or parts of our businesses) are sold or transferred to, merged with, or acquired by a third party. Faced with such a transfer,

(4) Unlimited Disclosure of the IAA: Given the anonymous, non-personally identifiable nature of the IAA, there are no restrictions under this Privacy Policy on how we may use, disclose, sell or otherwise share such information. Given the anonymous, non-personally identifiable nature of the IAA, there are no restrictions under this Privacy Policy on how we may use, disclose, sell or otherwise share such information. Given the anonymous, non-personally identifiable nature of the IAA, there are no restrictions under this Privacy Policy on how we may use, disclose, sell or otherwise share such information.

Profiling and automated decision making

Summary. Like many companies, we sometimes use automation to serve you better, faster, more consistently, and more equitably, and the marketing information that we think will interest you (including our product and service offerings). All of this will require evaluating your information and, in some cases, using technology to provide you with automatic responses or decisions (automated decisions). Click below for more information on this topic.

You have the right to object to direct marketing and profiling in connection with direct marketing. You may also have the right to object to other types of automated decision making and profiling detailed below. In these cases, you have the right to request that we ensure that one of our advisors reviews an automated decision, to let us know how you feel about it, and to ask us to reconsider the decision. You can contact us to exercise these rights here.

Additional information: we are required to inform you about the following:

  • Make automated decisions (make a decision using technology, without the participation of any person); and
  • Profiling (automated processing of your information to help us assess certain things about you, for example, your personal preferences and interests).

This is because you have certain rights related to both automated decision making and profiling. You have the right to object to profiling in connection with direct marketing. If you decide to do so, we will stop creating profiles for direct marketing purposes. You also have the right to object to profiling in other circumstances detailed below.

We will let you know when we make decisions using only automated processing, which produces legal effects that concern you or have a significant effect on you. You then have 21 days to ask us to reconsider our decision or make a new decision that is not based solely on automated processing. If we receive a request from you within 21 days of receiving your request, we will:

  • We will consider the request, including any information you have provided that is relevant to it;
  • We will attend to your request; and
  • We inform you in writing what we have done to fulfill your request and the corresponding result.

You can contact us here to ask us about these rights.

Profiling and automated decision making
The processes detailed below involve automated decision making and profiling.

  • We may use software to help us calculate the price of products and services based on what we know about you and other customers. For example, our technology might analyze information about your claims history and compare it with the information we have about previous claims to assess the likelihood that you need to file a claim. We may also assess your age, where you live, and other health-related details (such as existing health conditions and whether you smoke) to calculate prices for community-rated products that are based on predefined groups with similar risk profiles.

Profiling

The processes outlined below involve profiling.

  • We ask other organizations to carry out some of our consumer and market analysis to improve our marketing processes. This involves sharing personal information regarding our clients with third parties who specialize in creating profiles and segmenting people (placing people in groups of different types of clients, based on the different types of information collected about them, which will help us to better direct our products towards them). These companies combine the information we provide them with the information they obtain from other sources to improve the accuracy of their analysis. We use the results of this analysis to help us focus on marketing and offerings.
  • We may use information about the products that you have purchased and information about which other customers have purchased the same products that you purchased, to ensure that we send you information about the products that are likely to interest you.
  • We may share your personal information (including your name, date of birth, email address, gender, and country you live in) with third-party companies, such as SailThru., MailChimp, Lexis Nexis Bridger Insi XG, Fiserv, and Thomson. Reuters World-Check, which we use to carry out anti-fraud actions and learn about your customers’ credit records, We will review any matches that arise from this process. (We will not make automated decisions in this case).

Laws and Legal Rights
We may also disclose your information (including PII) if we believe in good faith that we are required to do so to comply with an applicable statute, regulation, rule or law, a subpoena, a search warrant, a court or regulatory order, or other valid legal process. We may disclose PII under special circumstances when we have reason to believe that disclosure of such information is necessary to identify, contact, or take legal action against someone who may be violating our Terms and Conditions or to protect the safety of our users, this Website or the general public.

Third Parties in General
We may provide third parties with information about you that does not allow you to be identified or contacted, even where such information is combined with the information of other users of this Website. For example, we may inform third parties about the number of unique users who visit our Website, the demographic breakdown of our registered users of our Website, or the activities that visitors to our Website engage in while on this Website. Third parties to whom we may provide this information could include potential or actual advertisers, advertising service providers (including website tracking services), business partners, sponsors, licensees, researchers, and other similar parties.

External Contractors
We may employ independent contractors, vendors and vendors (collectively, “Outside Contractors”) to provide specific services and products related to this Website, such as hosting and maintaining our chat rooms, providing processing and fraud protection of credit cards and develop applications for this Website and email services. These Third Party Contractors may at times have limited access to the information collected on this Website, including your PII, during the process in which they provide their products or services to us. These contractors’ access to your PII is limited to the information reasonably necessary for the External Contractors to perform their limited function for us.

Third-Party Sellers
In addition, through this Website, you may receive the opportunity to purchase (or obtain more information about) certain content, products or services that are sold through a person or company other than us and our affiliates (collectively, ” Third Party Sellers “). Similarly, if you purchase a product or service through one of our co-branded stores, it is likely that you are purchasing the product through a Third Party Seller, and not through us. We will try to make it clear to you when you are dealing with a Third Party Seller by opening a new browser or otherwise notifying you that you are leaving this Website. For example, if you see a phrase like “works with” or “powered by” or “offered by”.

Sale of the Company
We reserve the right to transfer information to a third party in the event of a sale, merger or other transfer of all or substantially all of fastinsuranceusa’s assets, as long as the third party agrees to abide by the terms of this Privacy Policy. We will notify users of any such transfer through a notification on our Website and via email.

Disclosure to or by Co-branded Channel Partners
We provide co-branded content and services to websites hosted and operated by companies other than us (“Channel Partner Websites”). You can only access co-branded content and services through the Channel Partners Website, and usually through the health section of those other websites. Those co-branded Web site pages that you may access through the Channel Partner Web Site have different enrollment processes and opportunities for information collection, and the Personally Identifiable Information that you provide on those pages may be shared with Channel Partners. Each of those fastinsuranceusa co-branded sites has its own privacy policy posted on that site that explains what information is disclosed by us to the Channel Partner and vice versa. If you visit those fastinsuranceusa co-branded sites, please read the privacy policy posted on that site, in addition to the individual privacy policy of the Channel Partner Website.

Does this Privacy Policy apply when I link to other websites?
This Website contains links to other websites that are not owned or operated by fastinsuranceusa (for example, if you “click” on a banner ad, you are likely to leave this site). We will try to make it obvious to you when you leave this Website and enter those websites by opening a new browser or otherwise notifying you that you are leaving this Website. However, please note that we are not responsible for the privacy practices of such sites. We encourage you to be aware when this Website links to other websites and to read the privacy policies or statements of each and every website. This Privacy Policy applies exclusively to information collected by our Website.

Is the information collected on this Website secure?
We want your information (including PII) to be kept as secure as possible. We strive to provide secure transmission of your information from your computer to our servers using industry-standard techniques. To help protect the integrity and privacy of the PII that you provide to us via the internet at the time you choose to become a registered user or enroll in our Online Products, we use Secured Socket Layer (SSL) encryption technology to transmit that PII over the internet to our servers. We protect the PII you provide on servers located in controlled and secure environments, protected from unauthorized access, use or alteration. Only employees who need access to your information to perform a specific task or function are granted access to that information. Additionally, all fastinsuranceusa.com employees must comply with this Privacy Policy and are kept up-to-date on security practices. An employee who violates this Privacy Policy is subject to disciplinary action, up to and including termination.

Notwithstanding the above commitments regarding the protection of your information (including PII) from loss, misuse or alteration by third parties, you must be aware that there is always a certain risk when transmitting information over the internet. There is also some risk that others might find a way to boycott our security systems. As a result, while we strive to protect your information, we cannot guarantee the security and privacy of any information that you transmit to us and you transmit it at your own risk.

Transfer of information
We are a global company based in the United States with a presence in Latin America and the Caribbean. We may allow your personal information to be shared with our affiliates or third-party service providers located in the United States and other countries. This may involve a transfer of your information from a location within the European Economic Area (EEA) to outside the EEA, or from outside the EEA to a location within the EEA, all for the purposes set out in this privacy policy. Not all countries outside of the EEA have data protection laws similar to those of the EEA and, if this is the case, the European Commission may not consider that those countries provide an adequate level of data protection.

When we transfer your personal information to other countries, we do so with respect to the provision of the products or services you requested, as provided by law. We take the necessary measures to ensure that when we transfer or share your personal information with our affiliates or third parties in other countries outside the country in which the information was collected, adequate protection is in place, in accordance with applicable laws on the protection of data. Often, this protection is established in a contract with the entity, affiliate, or a third party that receives that information. For more information on this protection, please contact us at contact@fastinsuranceusa.com.

What options do I have regarding the collection, disclosure and distribution of personally identifiable information?

Except as otherwise described in this Privacy Policy, we will only use PII for the purposes described above or disclosed in another way at the time we request such information from you. You must “choose to participate” and give us permission to use your PII for any other purpose. For example, we have an “opt-in” mechanism so that those who become registered users or register on our Website must give us their permission to send them marketing materials or our electronic newsletter. In addition, you may “elect to participate” under certain circumstances by providing us or one of our Business Partners with information about yourself or requesting services or contacting us or our Business Partners, but we will notify you when you are choosing to participate. You will have the right to choose not to participate as described below under “Choosing Not to Participate”. You may also change your preference and “choose not to participate” in receiving those communications by changing that option in the My Profile feature of this Website, following the directions provided in association with the communication, or by contact@fastinsuranceusa.com.

Users of this Website are notified when third parties are collecting PII on this Website. We do this so that you can make an informed decision about whether to disclose information to a third party.

Access to Information and Choosing Not to Participate

Access to information
If you have an active user account on our Website or a linked website, you can access and update your user account information and preferences at any time (subject to scheduled maintenance of our Website or linked site), by logging into your account and clicking on “My Account” and then changing your preference.

If you do not have an active account on the Website, or if you have provided us with information offline, you can request to access, delete, update and correct your information that we have stored by sending a request to fastinsuranceusa.com, Attention: Update My Information. Your request will be processed as soon as possible.

Choose Not to Participate
You can choose not to participate in all of our uses of your PII and IAU (including email marketing, wireless email marketing, wireless message marketing, and telemarketing) and that we share your PII and IAU (if personally identifiable) with our Business Associates for their marketing uses by submitting a request through the mail to fastinsuranceusa.com, Attention: Remove from the Email List.

We will try to comply with your request within a maximum period of 10 days after receiving it (or within the applicable period required by law). To ensure timely processing of your request, please expressly state in your letter or email that you wish to choose not to participate in all uses and that fastinsuranceusa.com does not share your personal information for marketing purposes. Once we have processed your choice not to participate, stop hereinafter, all uses of marketing and fastinsuranceusa.com share in the future and IAU PII (personally identifiable).

In addition, with respect to certain marketing uses of your PII and IAU (if personally identifiable), you may exercise your option to choose not to participate through the following alternative methods:

  • Our email / wireless marketing (for example, sending marketing emails (including our newsletters) to your internet email account or your wireless email account):
  • Use the means of opting out (for example, an “unsubscribe” link) provided in the marketing email you previously received from us.
  • Our wireless marketing messages (for example, sending marketing messages via SMS, MMS, etc., to your cell phone after you have chosen to participate in receiving such messages):
  • Reply STOP to a marketing message you have received; OR
  • Send STOP to the shortcode used for the messaging program in which you want to choose not to participate (if you have signed up for multiple messaging programs with the same shortcode and want to choose not to participate in all those programs, send STOP ALL ( STOP ALL) to the shortcode).
  • Our telemarketing (for example, marketing calls to your phone or cell phone):
  • Register your phone or cell phone number on the national Do-Not-Call-List online at www.donotcall.gov, or by calling the toll-free number 1-888-382-1222 from the phone you want to register (please note that, once you register your phone number on the national list to not receive calls, the law requires us to stop telemarketing calls to your phone within a maximum period of 31 days from the date in which you are enrolled).

HOWEVER, please note the following:

  • Regarding email communications, by choosing not to participate you will stop receiving marketing and promotional emails from us BUT you will NOT stop receiving email communications from us related to an Identification Activity, transactional, administrative in nature. or relationship, or as required by law, such as a notification of a material change to this Privacy Policy and/or the Website Terms and Conditions, notification of a real or suspected security breach affecting your Personal Information that we save, public relations announcements, etc.
  • Regarding telemarketing, by choosing not to participate you will stop receiving marketing calls from us, but you will NOT stop receiving calls from us related to an Identification Activity, of a transactional, administrative or relationship nature, or as required by law, such as a notification of a material change to this Privacy Policy and/or the Website Terms and Conditions, notification of an actual or suspected security breach affecting your Personal Information that we store, public relations announcements, etc.
  • Choosing not to participate will NOT stop the continued marketing and advertising uses of your information by our Business Partners with whom we have already shared your information before you choose not to participate. To choose not to participate in the further use of your information, you must contact them directly (or use the means to opt-out that they provide). Additionally, if you participate in an event or product/service that is co-sponsored by us with one or more third parties, you must contact our co-sponsor (s) directly to choose not to participate in their use of your information for marketing and advertising purposes.

How long do we keep your personal information?
We keep your personal information in accordance with established periods calculated using the following criteria.

  • How long you have been our customer, the types of products or services you have with us, and when you will cease to be our customer.
  • How long it is reasonable to keep the records in order to demonstrate that we have fulfilled our obligations to you and in accordance with current regulations.
  • Any period established by law or recommended by regulators, professional bodies or associations in terms of keeping the information.
  • Any relevant applicable procedures.

If you would like more information about how long we will keep your information, please contact us at contact@fastinsuranceusa.com.

Your rights
Summary. You have the right to obtain access to your information and request that we correct any errors and remove and restrict the use of your information. You also have the right to object to our use of your information, to request that we transfer the information you provided to us, to withdraw your permission to use your information and to request that we not use automated decision-making that will affect you.

More information: You have the following rights (certain exceptions apply).

  • Right of access: you have the right to request in writing the details of your personal information and a copy of that personal information.
  • Right to rectification: You have the right to have inaccurate information about you corrected or deleted to the extent permitted by applicable laws.
  • Right to erasure (‘right to be forgotten’): You have the right to have certain personal information about you removed from our records to the extent permitted by applicable laws.
  • Right to restriction of processing: You have the right to request that we use your personal information only for restricted purposes.
  • Right to object: you have the right to object to our processing (including profiling) your personal information in cases where our processing is based on a task for the fulfillment of a mission of public interest or in which you we have been informed that it is necessary to process your information if it is in our own legitimate interest or that of third parties. You can object to our use of your information for direct marketing and profiling purposes in connection with direct marketing.
  • Right to data portability: You have the right to request that we transfer the personal information you provided to yourself or another person in a format that can be read on a computer to the extent permitted by applicable laws.
  • Right to withdraw consent: You have the right to withdraw any permission you have given us to handle your personal information. If you withdraw your permission, this will not affect the legality of how we use your personal information prior to withdrawing such permission, and we will notify you if we can no longer provide the product or service you have chosen.
  • Right in relation to automated decisions: you have the right not to make a decision that produces legal effects concerning you or that has a significant effect on you based solely on automated processing, unless this is necessary to enter into a contract with you, is authorized by law or you have given us your permission to do so. We will inform you if we make automated decisions, our legal reasons for doing so, and the rights you have.

Note: In addition to your right to object to our use of your information for direct marketing (and profiling for direct marketing purposes), your rights are not absolute. This means that they do not always apply in all cases, and we will inform you in our correspondence with you how we can respond to your request in relation to your rights. Also, keep in mind that some of these rights apply only to people residing in the European Union (EU) and the EEA.

If you submit a request, we will ask you to confirm your identity, if necessary, and provide information to help us better understand your request. If we do not respond to your request, we will explain why.

To exercise your rights, contact us at contact@fastinsuranceusa.com.

Can I update or correct my Personally Identifiable Information?

You can always contact us to (1) update your PII, (2) change your preferences regarding communications and other information you receive from us, or (3) delete the PII about you that our systems maintain, by accessing to My Profile or by contacting contact@fastinsuranceusa.com.  Those updates, corrections, changes and deletions will not have any effect on the other information that we maintain, or the information that we have provided to third parties in compliance with this Privacy Policy prior to such update, correction, change or deletion.

You should bear in mind that it is not technologically possible to eliminate absolutely all records of the information that you have provided from our system. The need to make backup copies of our systems to protect information from inadvertent loss means that there may be a copy of your PII in an indelible format that will be difficult or impossible for us to locate. Without delay upon receipt of your request, all PII stored in databases that we actively use and other easily explorable means of communication will be updated, corrected, changed or removed as appropriate, as soon as reasonably possible.

How will I know if there are changes to this Privacy Policy?

If we decide to change this Privacy Policy, we will post those changes on this Website so that you are always aware of the information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any time we decide to use the PII in a way that is significantly different from that described in this Privacy Policy, or that we have disclosed to you in any way, at the time it was collected, we will notify you by email, and you will have the option deciding whether or not to use your PII in a new way. We may also make minor changes to our Privacy Policy that generally will not affect how we use your PII. If you do not agree to the terms of this Privacy Policy, you should not use this Website.

Who can I contact if I have a privacy question?

If you have any questions about our Privacy Policy or believe that we are not complying with the terms of our published Privacy Policy, please contact us at contact@fastinsuranceusa.com.