How can I qualify for a Medicare Advantage plan?

If you have Original Medicare, you can select a Medicare Advantage plan. It has different coverages depending on the plan you select. The government pays for all the healthcare in Original Medicare. Medicare Advantage offers services through insurance companies that are approved by the medicare system. These companies provide additional benefits to Medicare Advantage users. As a Medicare beneficiary you will have the benefits of both Original Medicare and Medicare Advantage.

A Medicare Advantage Plan is another way to get your Medicare coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. If you join a Medicare Advantage Plan, you’ll still have all the benefits of Original Medicare but you’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan, not Original Medicare

Additional Coverages
In all types of Medicare Advantage Plans, you’re always covered for emergency and urgent care. Most Medicare Advantage Plans offer extra coverage for things like vision, hearing, dental, and other health and wellness programs. Additionally plans have a yearly limit on what you pay out-of-pocket for Part A and Part B covered services. Once you reach your plan’s limit, you’ll pay nothing for Part A and Part B covered services for the rest of the year.

• Health Maintenance Organization (HMO) Plans
• Preferred Provider Organization (PPO) Plans
• Private Fee-for-Service (PFFS) Plans
• Special Needs Plans (SNPs)
• Medical Savings Account (MSA) Plans

Note: The area where you live might have all, some, or none of these types available. In addition, there might be multiple plans available in your area within the same type, if private companies choose to offer them. To see Medicare Advantage Plans available to you, visit – Medicare.gov/plan-compare.

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